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Learn About Rummy in Blackjack: Add Excitement to Your Game with This Unknown Side Wager

Discover ways to enhance your blackjack experience with the rummy side bet. We explore what it entails, the possible rewards, and if it's worth trying out!

SymClub
May 24, 2024
4 min read
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Learn About Rummy in Blackjack: Add Excitement to Your Game with This Unknown Side Wager

Rummy can mean two different things in blackjack: a specific game variant or a side bet you can stake on certain live and online blackjack games.

When placing the side bet, you're guessing that your first two cards and the dealer's face-up card will form a straight (cards in numerical order), a flush (cards of the same suit), or a three-of-a-kind (all cards have the same value) when combined.

In this article, we'll go over the fundamentals of the Rummy side bet, including payouts and whether it's worth investing in.

What Is Rummy in Blackjack?

Rummy in blackjack is an optional side wager available before the game starts. To win this side bet, your first two cards and the dealer's face-up card must form a valid Rummy hand—either a flush, straight, or three-of-a-kind.

For instance, if your two cards are both on diamonds and the dealer's card is a diamond, you'll have a flush. Here's an image showing an example:

[bustop][/bustop]

Unlike the conventional blackjack game, where you compete with the dealer to get as close to 21 as possible without exceeding it, the Rummy side bet is independent. Your hand's value is not factored into the side bet's payout; it only affects the main game.

The Rummy side bet is a separate chance at winning extra rewards, identical to other side bets. As such, you'll have to add a different wager on top of your standard game stake.

Not every casino, live or online, offers the Rummy side bet, nor do they all have the same payouts. So, always check the game's rules before placing this or any other side bet.

Rummy Blackjack Payouts

While payouts for Rummy blackjack may vary, below are the typical payouts for this side bet:

  • Flush: 4:1
  • Straight: 4:1
  • Three-of-a-kind: 9:1

The house edge for the Rummy side bet usually falls between 4% and higher, based on the payment structure and the number of decks used. This is much higher than the base game's house edge (0.5% to 2%).

Rummy vs. 21+3

Both Rummy and 21+3 are similar side bets. They allow you to place an additional wager that combines your cards with the dealer's face-up card to create poker-like hands. However, there's one key difference.

For 21+3, the player scores if the combination of their two cards and the dealer's up-card results in any of these:

  1. A flush (three cards of the same suit)
  2. A straight (three cards in numerical order)
  3. A three-of-a-kind (three cards with the same value)
  4. A straight flush (three cards in numerical order of the same suit)
  5. Suited trips (three cards of the same value and suit)

In Rummy side bet, however, the winning combinations are limited to:

  1. A flush
  2. A straight (in Rummy side bet, the Ace is generally considered high)
  3. A three-of-a-kind

Ultimately, 21+3 is a more favorable side bet since it includes the straight flush and has slightly higher payouts.

Is the Rummy Side Bet Worth It?

Generally, the Rummy side bet isn't really worth the money.

Being a pre-game wager, you won't have any information (your cards or the dealer's card) before betting. In other words, you're relying solely on luck. Yes, there's a potential for winning the side bet if your blackjack hand loses, but that's only part of the story.

The major disadvantage with side bets is that their house edge outweighs the potential winnings. For the Rummy side bet, the house edge averages around 4% or more, depending on the number of decks in play. This is a significantly higher edge than blackjack's standard house edge (0.5% to 2%).

Most serious blackjack players tend to avoid side bets for this reason.

However, if you still want to place a Rummy bet, consider these tips:

  • Regard the Rummy side bet as added entertainment, not a way to win blackjack
  • Keep your side bet wagers moderate
  • Avoid making side bets a significant part of your overall blackjack strategy

### Understanding the Blackjack Rummy Game

Let's talk about a unique twist in the world of blackjack games - the concept of Rummy. You may have heard the term Rummy being used to describe a specific type of blackjack variant.

Rummy Blackjack originated in countries where traditional blackjack is restricted due to local regulations, such as Costa Rica. It shares similarities with the classic game but has a few distinct differences, as highlighted below:

  • The combination of a ten and an Ace (blackjack) does not result in an additional payout.
  • Aces only hold a value of 11 (not 1 or 11 as in blackjack).
  • Players can double down on any hand, even after splitting them.
  • Rummy allows players to split and re-split cards an unlimited number of times, including aces.
  • Surrendering your hand early is allowed against a 10 or an Ace.
  • Dealers must stay at a soft 17.
  • Players get a bonus if they manage to create a three-card poker hand with their first three cards.

There is an entirely separate game known as Rummy that's quite popular in the US and the UK. It's not available at online casinos, though. In this game, players try to group cards into sets of three or four of the same rank.

Rummy in Blackjack: A Summary

To wrap things up, when using the term Rummy in the context of blackjack, it can refer to:

  1. A side bet with the goal of creating a Rummy hand (flush, straight, or three-of-a-kind) using your first two cards and the dealer's up card.
  2. A blackjack variant that shares similarities with the traditional game but has some key rule changes, like the value of an Ace and when you can double down.
  3. A standalone card game where players group cards into sets of three or four.

We hope this helps!

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    Source: www.casino.org

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