SecuringFreedom from Mortgage: A Guide on Safeguarding Your House Deeds

In the realm of property ownership, title deeds are essential documents that some solicitors might find cumbersome due to their bulky nature. However, the importance of these documents cannot be overstated, and ensuring their safe and easy access is crucial.

Dermot P Coyne, the founder of Deeds Storage, a company established in 2013 in Lucan, Ireland, has noticed a growing need for secure storage solutions for title deeds. As more solicitors do not have the facilities to store these documents, non-clients have been seeking his services.

Deeds Storage encourages clients to provide their company's card to their executors, ensuring easy access to their deeds upon death. This service is particularly beneficial for clients who wish to provide copies of their deeds to their heirs. Upon receiving a request from the executor, Deeds Storage will request the title deeds from the solicitor handling probate.

The Law Society of Ireland generally encourages homeowners to store their deeds safely and securely. While some solicitors offer free document storage, costs may vary. For those seeking alternative storage solutions, companies like Merrion Vaults and Sentinel Vaults offer storage box facilities across the country. These facilities prioritise the protection and security of valuable possessions, important documents, and precious items.

Annual fees for document storage at a facility like Merrion Vaults or Sentinel Vaults start at around €40. It's essential to ensure that the chosen storage method is secure and offers easy access to the documents.

If a solicitor does not provide the house deeds, homeowners in Ireland can obtain certified copies from the Land Registry or Registry of Deeds, or apply to the Property Registration Authority for document retrieval. However, it's important to note that replacing lost or stolen title deeds can be expensive, with costs covering professional time and replacement of other documents like maps, local authority planning permissions, and letters of compliance.

As Deeds Storage continues to grow, its founder, Mr Coyne, plans to expand the company and take on a legal executive with experience in conveyancing and handling title deeds in the new year. This move aims to further strengthen the company's commitment to providing secure and efficient title deed storage services to its clients.

In conclusion, securing and storing title deeds is a vital aspect of property ownership. Whether you choose to store them with your solicitor, a specialist storage facility, or a dedicated company like Deeds Storage, ensure that your deeds are safe, accessible, and well-maintained.