Sberbank's Adygea expansion fuels loans and digital economy growth in 2025
Sberbank has significantly expanded its financial presence in the Republic of Adygea over the past year. Key figures from the bank and regional government met recently to review progress on joint projects, including digital economy growth and lending increases. The bank's housing and business loan portfolios have both seen sharp rises in 2025.
A meeting between Anatoly Pesennikov, Chairman of Sberbank's Southwest Bank, and Murat Kumpilov, Head of Adygea, highlighted the strengthening partnership. They discussed ongoing projects tied to a 2023 cooperation agreement, which introduced artificial intelligence in sectors like transport, cybersecurity, and healthcare. The deal also boosted cashless payments, with 87% of public transport fares now processed online.
Sberbank's lending in the region has surged. Its housing loan portfolio grew by 24%, reaching 25.4 billion rubles. Business lending doubled to 33.6 billion rubles, while retail loans climbed 7% to 42.6 billion rubles. Local entrepreneurs have increasingly relied on the bank, with one in two now working with Sberbank—securing 38.9 billion rubles in loans this year. The agricultural sector alone received 1.125 billion rubles in concessional funding.
Digital infrastructure has also expanded. The number of Sberbank POS terminals in Adygea rose by a third to 6,800, with 62% of transactions now using facial recognition. Kumpilov emphasised the bank's role in supporting the republic's development priorities, aligning with national initiatives.
The partnership between Sberbank and Adygea has led to measurable growth in lending, digital payments, and sector-specific projects. With increased loan portfolios and wider adoption of cashless systems, the collaboration continues to shape the region's economic and technological progress.
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