New account holders at Comdirect now receive a 100 euro bonus upon opening a current account with no charges.
Comdirect, a renowned German online bank, has introduced an enticing offer for new customers: the free checking account Aktiv. This account comes packed with a variety of services, making it an appealing choice for those seeking a reliable and feature-rich banking solution.
The Aktiv account offers a daily savings account, a free Visa debit card, and free payments within the Eurozone. It also grants three free cash withdrawals per month, contactless payment, and compatibility with Apple Pay, Google Pay, and Garmin Pay. Additionally, the account comes with the Comdirect App and online banking services.
For those seeking more services, Comdirect offers two paid Girokonten: the Girokonto Extra for €2.90 per month and the Girokonto Plus for €9.90 per month. These accounts provide additional features compared to the Aktiv account.
Comdirect is currently offering a new customer bonus of €100 for opening the Aktiv account by November 20, 2025. However, to qualify for this bonus, the account must be actively used within the first three months, with at least five transactions of €25 or more each.
The Aktiv account is free for the first six months. After that, to avoid account management fees, the account must be used as the primary account with at least €700 deposited per month, or at least three purchases with Apple Pay or Google Pay, or one trade per month. Alternatively, account management fees can be avoided for customers under 28 years old, as well as for students, pupils, apprentices, or interns.
It's important to note that withdrawing cash with the Visa debit card more than three times a month will incur a fee of €4.90 per transaction. Exceeding the withdrawal limits can result in high fees. It is recommended to withdraw larger amounts at once instead of withdrawing small amounts frequently.
In 2023, banks offering a comparable new customer bonus of €100 for opening a current account include DKB, Comdirect, and Openbank, each with specific conditions for eligibility and use. However, it's crucial to carefully review the terms and conditions before making a decision.
During account opening, consent for the transmission of advertising information from Commerzbank AG by email is required and must not be withdrawn until the bonus is received. For more information about the other Girokonten, customers are advised to contact Comdirect directly.
In summary, the free checking account Aktiv from Comdirect offers a host of benefits for new customers, making it an attractive choice for those seeking a feature-rich banking solution. However, as with any financial decision, it's essential to carefully review the terms and conditions before making a commitment.
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