Nationwide launch of AI-powered credit dispute tool empowers consumers to rectify errors in their credit reports

Kikoff's AI Credit Disputes Tool Helps Users Correct Errors and Boost Credit Scores

Kikoff, a personal finance platform, has launched a new AI tool to help users identify and correct errors on their credit reports. The AI Credit Disputes tool, a proprietary feature available in the Kikoff app, has been used over 70,000 times by consumers since its launch on August 13, 2025.

The tool allows Kikoff users to spot errors, send disputes, and move forward with just a few taps in the app. It's a free service for Kikoff users, making the process of resolving credit issues more accessible and less daunting.

According to Consumer Reports, almost half of consumers who recently checked their credit reports found mistakes in them, with over a quarter finding serious errors that could damage their credit scores and limit their financial opportunities. With Kikoff's AI Credit Disputes tool, users can take steps to correct these errors and improve their credit standing.

Cynthia Chen, CEO and co-founder of Kikoff, spoke with FOX Business about the launch of the AI Credit Disputes tool. Chen sees continued growth for AI in personal finance, citing its potential to automate traditionally expensive and manual services, making them more accurate and predictable.

One Kikoff user, Ashley Weeks from Florida, found the credit disputes tool helpful in resolving credit issues. Weeks stated that the tool made the process easier and more confident.

Kikoff offers credit-building tools for users with plans starting at $5 a month. The AI Credit Disputes tool is part of Kikoff's suite of credit-building tools, providing an additional resource for users looking to improve their credit scores.

In related news, Micah Smith, President of Micah Abigail LLC, discussed the pros and cons of buy now, pay later loan data in credit reports with Fox News Digital. As consumers continue to seek ways to improve their credit standing, tools like Kikoff's AI Credit Disputes tool are becoming increasingly important.

Nationwide launch of AI-powered credit dispute tool empowers consumers to rectify errors in their credit reports