Market Observations and Analysis: An Examination of the Life Settlement Industry

In the face of challenges for fixed income investors, such as low real yields and potential inflationary pressures leading to rising interest rates, an alternative investment opportunity is gaining traction: the life settlement industry.

This predominantly U.S.-based industry, where life settlement policies in most states are legally classified as property and can be sold by the owner, is growing and providing yield and uncorrelated returns as an alternative to the traditional credit sector.

The organiser of a recent report, "Life Settlement Insights: Observations and Commentary on the Life Settlement Market," is Secured Investment Corp. This comprehensive report, a compilation of articles examining the life settlement market, is supported by the European Life Settlement Association.

The report provides a detailed overview of the life settlement market, outlining the pros and cons of allocating to these strategies and the outlook for future growth. It is available for download by clicking on the provided link.

The report was made possible with the help of ELSA, as well as various individuals and companies who contributed to the report. The life settlement industry, it should be noted, has no low-cost beta exposure and is relationship-driven, with deals conducted over the counter between investment managers and life settlement brokers.

As the U.S. population grows, so too is the number of life settlement policies expected to rise, leading to a larger industry in terms of size and number of deals. This growth presents an exciting opportunity for investors seeking yield and diversification in their portfolios.

For those interested in learning more about this growing industry, the "Life Settlement Insights" report is a valuable resource. It offers a deep dive into the life settlement market, providing insights that can help investors make informed decisions about allocating to this unique investment opportunity.

Market Observations and Analysis: An Examination of the Life Settlement Industry