Invested $1,000 in SoFi Technologies (SOFI) stock 3 years back? Here's the staggering sum you'd possess today, astonishingly substantial! (Reveal: Wow!)
SoFi Technologies, an online bank and fintech business, is making waves in the financial industry by offering innovative services to help its members get their money right. The company targets millennials and other youngish consumers, providing its services via an app and its website.
SoFi's mission is to help people reach financial independence to realize their ambitions. According to SoFi, financial independence means getting to a point where your money works for the life you want to live. This mission is reflected in the company's impressive track record.
Over the years, SoFi Technologies has helped its members pay off more than $34 billion in debt. The company offers a variety of personal finance services, including student loan services, auto loan refinancing, personal loans, mortgages, credit cards, investments, and banking.
One of SoFi's most attractive features is the SoFi Plus Premium membership program. For just €10 per month, members enjoy benefits totaling more than €1,000 in annual value. These benefits include unlimited, free one-on-one appointments with financial planners and an unlimited 1% match on investments through SoFi Invest.
SoFi Plus Premium members also enjoy perks such as 3% back on hotels via the SoFi Travel portal and up to 3.3% cash back rewards on its credit card. If you had invested €1,000 in SoFi Technologies three years ago, your stake would be worth around €3,824 as of Aug. 21, 2021, reflecting the company's impressive growth.
The recent price-to-sales ratio of SoFi Technologies is 9, and its forward-looking price-to-earnings (P/E) ratio is 69. As of September 2025, the current market value (market capitalization) of SoFi Technologies is approximately €27.09 billion euros, reflecting a significant increase from its early valuation, with notable fluctuations including a steep drop in 2022 and strong growth from 2023 onwards.
SoFi Technologies has over $73 billion in funded loans, demonstrating its ability to deliver on its promises. The company is constantly innovating and building ways to help its members get their money right, making it a strong contender in the competitive fintech industry.
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