International Health Coverage for Roaming Digital Workers by Genki Native International
Genki Native international health insurance is a plan designed specifically for digital nomads, expats, and long-term travelers who spend at least six months per year abroad. This insurance, offered by the provider Genki, provides coverage with telemedicine and access to a global network of doctors, making it suitable for those who require comprehensive medical care while traveling.
The insurance plan offers quick payouts, with reimbursement for medical expenses covered by the plan available within three business days. This feature ensures that policyholders can access the care they need without undue delay.
The monthly premium rate for Genki Native international health insurance can vary depending on factors such as age, pre-existing conditions, and coverage in the US. However, the sign-up process is straightforward and easy, with clear and simple online forms to complete.
Genki Native international health insurance offers worldwide coverage, including countries with travel warnings, with no maximum limit for the time spent in a single country. The plan covers a wide range of medical procedures, including accidents, illnesses, sports injuries, chronic conditions, outpatient and inpatient treatments, and emergency transport.
One of the standout features of Genki Native is its acceptance of pre-existing conditions, making it a standout in the industry. The plan also offers free choice of doctors and hospitals, allowing policyholders to seek treatment from the providers they trust.
The plan offers two packages: Basic and Premium. The Premium package offers more coverage for preventative and lifestyle care, including dental, vision, and maternity care. However, it's important to note that the plan does not cover lifestyle products and treatments such as potency products, hair growth products, weight loss drugs or products, birth control, vitamins, nutrients, tonics, cosmetic products or procedures.
Genki Native international health insurance does not include travel insurance coverage for travel expenses like trip cancellation or interruption, lost or stolen baggage, and flight delays. Digital nomads, who often spend more time abroad than in their home country, may want to consider additional travel insurance to cover these eventualities.
The monthly premium for Genki Native Premium starts at 260€ for digital nomads between the ages of 20 and 34. The plan is designed for expats and long-term travelers up to age 55 at signup. Genki Native international health insurance offers low deductibles compared to most health insurance, with a deductible of either 500€ or 1,000€ per year.
Genki Native international health insurance also offers 24/7 customer service support to answer questions about policies, coverage, and claims submission. This support is invaluable for policyholders who may need assistance while traveling in different time zones.
In conclusion, Genki Native international health insurance is a beneficial option for digital nomads, expats, and long-term travelers who need comprehensive medical coverage while abroad. With its quick payouts, worldwide coverage, acceptance of pre-existing conditions, and free choice of doctors and hospitals, it offers peace of mind for those who spend extended periods of time traveling.
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