Illinois bill seeks to ban credit card use for all gambling payments
A new bill in Illinois aims to tighten rules on gambling payments. HB 4149, proposed by Reps. Curtis Tarver and Marti Deuter, would stop players from using credit cards for bets. The move follows similar restrictions already in place for sports betting in the state. The Illinois Gaming Board has already banned credit card use for sports wagers. If passed, HB 4149 would extend this rule to lottery tickets and other gambling activities. Vendors would no longer be allowed to sell tickets on credit.
The bill also targets ATMs in gambling venues. It seeks to block cash advances taken out specifically for betting. This step mirrors policies in other US states, including Tennessee and New Hampshire, where credit card gambling is already prohibited. Illinois' approach remains less strict than some European markets. Sweden, for example, has banned all credit-based gambling since 2019. Under Spelinspektionen regulations, deposits via credit cards, loans, or overdrafts are completely forbidden. The UK, Netherlands, and Belgium also enforce similar bans, while Illinois and other US states propose opt-in limits or partial restrictions rather than outright prohibition.
The proposed law would bring Illinois in line with growing US trends against credit-based gambling. If approved, it would limit payment options for bettors and reduce reliance on borrowed funds. The state's measures, however, stop short of the total bans seen in parts of Europe.
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