Financial well-being extends to expatriates in these European nations

In a comprehensive analysis conducted by OANDA, the financial health and digital interest in money matters across European countries have been examined. The results reveal a number of European nations demonstrating strong financial health and a growing focus on financial planning.

Norway, the Netherlands, Sweden, and Germany are among the European countries performing well in the rankings. However, it is Norway that tops the global charts for financial security and reduced income inequality, making it the strongest European country in terms of financial health.

Following Norway, the Netherlands and Sweden complete the top five of Europe's most financially interested countries. The Netherlands ranks second with an average net annual income of 27,538 euros, a savings rate of 14.6%, and a low unemployment rate of 3.7%. Sweden, on the other hand, demonstrates high digital financial awareness.

Switzerland, the financially healthiest country in Europe, boasts an average net annual income of 45,582 euros, a high savings rate of 22%, and a low unemployment rate of 4.5%. Ireland ranks third with an annual income of 25,717 euros, a savings rate of 13.6%, and an unemployment rate of 4.2%.

Interestingly, Luxembourg emerges as the most financially active country in Europe with 175 finance-related Google searches per 100,000 people. Malta comes close with 86 finance-related Google searches, with a focus on dividend strategies and passive income sources. Denmark also shows a diverse interest in long-term investing and high-end lifestyles, with 107 finance-related Google searches per 100,000 people.

Germany, despite having a relatively low income of 9,226 euros, has a high savings rate of 19.3% and a low unemployment rate of 3.4%. The Czech Republic, despite a relatively low income, also has a strong savings rate of 19.4% and an impressive unemployment rate of 2.6%.

Krzysztof Kamiński, financial market analyst at OANDA, advises living within one's means, building an emergency fund, reducing interest burden, investing long-term, and setting clear financial goals. As more and more Europeans focus on building reserves, investing, and long-term financial planning, these insights provide a valuable starting point for individuals seeking to improve their financial health.

Our website, a German-language service and news portal, aims to inform readers about life and work abroad, making it an excellent resource for those considering relocating to these financially robust European countries. Additionally, related topics such as The Immigration Index 2025, Health and safety risks for employees in 2025, and The Future of Work: How macroeconomic forces are changing the global labor market and economy, further shed light on the economic landscape of these countries.