Discover ATMs with the Lowest Charges in Las Vegas
Even though there are numerous ATMs in Las Vegas, failing to plan can lead to expensive cash withdrawals, as the typical ATM charge is approximately $5.
Withdrawing cash could be quite costly if you do it at a casino, especially on the Strip, where you might pay up to $10 in charges.
Even if you have a substantial amount of money with you (more on that later), you're likely to require additional money throughout your visit because Vegas will deplete your funds.
If you're planning a trip to Las Vegas, here are some strategies to help you avoid these additional costs.
Obtaining Cash Without Expense in Vegas
Complimentary ATMs in Vegas are scarce.
You might be able to withdraw money for free if you have a US bank account, such as Bank of America, and can visit a branch while in Vegas. However, the same free ATMs might not be available to non-US customers.
However, there are some suggestions.
1. Free ATM Withdrawals with Your Bank
Wells Fargo account holders can draw money free of charge from ATMs located at airports and car rental centers. Wells Fargo has several branches around the city, so check if any of them offer free withdrawals.
Canadians with Interac and Plus can look for the no-fee Allpoint green logo at locations like CVS Pharmacy, Walgreens, and the Harrah's and LINQ Monorail Station on the Strip. If you're willing to venture slightly outside the city, the Las Vegas Convention Center might also have some free ATMs.
Opening an account with a bank that reimburses ATM fees is another possibility, but they often have a cap.
2. Bank Alliance Schemes
Several banks are part of alliances or co-operatives with other banks and retailers. These schemes provide access to a vast network of ATMs and can be beneficial if you travel regularly within the US.
3. Cash Back in Stores
If you anticipate doing some shopping during your trip, you could attempt to avoid ATMs altogether. Many retailers offer cash-back services for a nominal charge when you make a purchase. This option might be convenient, but the costs can still add up, and you may need to make multiple trips due to lower withdrawal limits.
Casinos With the Lowest ATM Fees in Vegas
While free ATMs in Vegas can be challenging to locate, there are some places where you can withdraw money for lower fees (approximately $3).
The Strip's bank ATMs may not be free for non-customers, but they'll typically cost less than the in-casino options.
You'll find a few Bank of America outlets and Wells Fargo locations scattered along the Strip and in downtown Las Vegas.
But keep in mind that if you're from outside the US, you may still incur additional bank fees.
Convenience or drug store ATMs are other options for cheaper withdrawal fees.
ATM Fees in Vegas Casinos Are the Highest
When you're enjoying yourself, it may be tempting to use the ATMs in your casino or hotel, and these establishments bank on just that!
Casino ATMs often have substantial fees.
The recent introduction of "table-top ATMs" or point-of-sale machines hasn't alleviated the situation.
These machines disperse cash as casino chips, allowing players to avoid leaving their gaming tables.
While handy, these table-top ATMs can be misleading. A point-of-sale transaction fee will often cost around $4, plus roughly 2.5% of your withdrawal.
The Verdict
Use one of the other suggestions provided, and not the in-casino ATMs, to save your hard-earned money for more enjoyable activities.
Cryptocurrency could be a viable option in Vegas. The city boasts Bitcoin ATMs in casinos.
Explore alternate options such as wire transfers direct to the casino cages or setting up lines of credit with the casino.
However, wire transfers might not suit everyone, as they typically have large minimum withdrawal limits, and they're fairly restrictive.
Lines of credit could be hazardous if you're concerned about budgeting.
Reported ATM fees at popular Las Vegas casinos:
- Bally's - $9.99
- Paris - $9.99
- Planet Hollywood - $9.99
- Caesars Palace - $9.99
- Flamingo - $9.99
- Aria - $8.99
- MGM Grand - $8.99
- The Venetian - $7.99
- Luxor - $7.99
Be Careful With ATMs in Las Vegas
Even though we encourage you to search for the cheapest ATM available, remember that low cost doesn't always translate to high security.
Trust your instincts and refrain from withdrawing money if you find the machine appears peculiar or you don't feel at ease in the area. In Las Vegas, which is popular with tourists, card-skimming scams may be commonplace.
Although there's no need to be excessively concerned, it's important to exercise caution in the city of lights where thieves are aware of the multitude of distracted visitors eager to obtain cash.
It can be challenging to recognize skimming technology with the naked eye. Examples include magnetic strips that read a credit or debit card's data, imitation PIN devices, hidden cameras, and so-called 'Lebanese Loops' that function as shells on top of ATMs to entrap customers' cards.
The most secure choices typically involve ATMs situated in banks and airports. For those who favor contactless 'swipe' payments for smaller transactions, be mindful of anyone approaching too near at the bar or on public transport.
Another potential scam is opportunistic theft with a portable card reader. Some travelers employ RFID blocking card inserts or wallets in an attempt to shield themselves, but the effectiveness of these measures is uncertain.
Money Matters: Carrying Cash or Withdrawing - Which One Is Most Suitable?
Arriving in Las Vegas with cash in hand offers more options. It eliminates the need to leave to withdraw more money, avoids hefty casino floor fees, and ensures you can pay wherever you are.
Nevertheless, carrying cash increases the likelihood of being targeted by pickpockets. Conceal it effectively using internal zippers, money belts, and various other devices.
Opting for a card to withdraw funds as required has its drawbacks too. ATM fees and security concerns are valid reasons for caution, particularly when withdrawing larger amounts or requesting a substantial cash-back in public locations.
Tipping in Las Vegas is customary, with waiters, valets, and casino staff anticipating a few dollars each time. Anticipate the need for small bills and easy-to-access cash.
Despite careful planning, expenses can exceed expectations due to the notoriously high costs associated with the city.
To strike a balance between saving money and remaining secure, consider carrying smaller amounts of money in multiple secure locations. Furthermore, the majority of hotels and Airbnbs will provide in-room safes, allowing you to retrieve cash throughout your stay.
Even with meticulous preparations, unforeseen expenses could still arise. By combining both payment methods, you'll retain control over your funds while maintaining various options for access.
With these tips and tactics, you're now well-prepared to navigate the intricacies of ATMs in Las Vegas and enjoy your visit.
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